Mortgage 101 is a resource provided by realtor.com that gives information on the basics of mortgages. It goes over what a mortgage is, it gives a review of mortgage rates, it has an in depth look at credit, as well as talking about down payments, comparing the different types of home loans, and a breakdown of the mortgage process. It is a great resource for first time buyers who don't have much knowledge on the mortgage process.

For a first time home buyer, mortgages can be complicated and confusing. By referring a potential client to this resource, they can get an in depth look at what a mortgage is and the processes related to mortgages. By having this knowledge, buyers can make more informed decisions on the type of loan they might need, therefore streamlining the home buying process.